A new roof is a major investment, but you may have more ways forward than you think. From state grants to monthly financing and property-based PACE financing, there are different ways to make the cost more manageable.
EcoSmart Construct helps you understand what may be available, answer your questions, and find the approach that best fits your home and financial situation.
The right option depends on your property, eligibility, and financial situation. You may qualify for state assistance, spread the cost through monthly payments, or finance eligible improvements through your property tax bill.
See which of the three could work for you.
YOU MAY QUALIFY FOR UP TO $10,000
My Safe Florida Home may help you make your home more hurricane-resistant through a free wind-mitigation inspection and state grant funding for approved improvements.
The program may cover improvements such as stronger roof-to-wall connections, roof deck reinforcement, and a secondary water barrier. Part of your roof replacement may also qualify when it is necessary to complete an improvement recommended in your official inspection report.
You must first check your eligibility, complete the program’s inspection process, and receive grant approval before any work begins. Funding is not guaranteed, and only approved improvements qualify. If qualified, no repayment is required.
Would you prefer to pay for your new roof over time? Through Hearth, you can compare personalized financing options from multiple lending partners and select the best option that meets your needs.
Checking your personalized rates is free and only requires a soft credit check, so it won’t affect your credit score. Depending on your application, you may qualify for a fixed-rate home improvement loan with predictable monthly payments. No home equity is required for an unsecured loan.
Your available rates, loan amount, and repayment period depend on factors such as your credit profile, income, and the amount you want to finance.
PACE financing may allow you to finance up to 100% of an eligible roof replacement without making an upfront payment. Instead of paying a separate monthly loan, you repay the financing over time through an assessment added to your property tax bill.
Qualification is based primarily on your property, available equity, ability to repay, and payment history rather than on your credit score alone. Availability and terms depend on your address and local program requirements.
Use Renew Financial’s address checker to see whether PACE financing is available for your property. When asked to select an approved contractor, choose EcoSmart Construct LLC.
That’s completely normal. It can be difficult to know where to start, and you shouldn’t have to figure it out alone.
During your free roof inspection, we’ll explain the different approaches, answer your questions, and help you determine the smartest path forward. No sales pitch. Just honest advice from experienced roofing specialists.
FIRST, FIND OUT WHAT YOUR ROOF NEEDS
The right financing option depends on the work your roof actually needs. Start with a free roof inspection, and we'll explain your options, answer your questions, and help you make an informed decision.
PREFER TO TALK IT THROUGH?
Do you have questions about grants, financing, or which option may be right for you? Give us a call. We'll walk you through the possibilities and help you understand what makes the most sense for your situation.